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BANK HOME EQUITY LINE OF CREDIT!
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*The Annual Percentage Rate (APR) may vary monthly and will be based on the Prime Rate as listed in The Wall Street Journal (Prime) plus a margin. The APR will not be less than 2.99% APR or more than 18% APR. As of 3/1/14 the Prime Rate is 3.25%. The APR will also depend on the amount of the home equity line of credit (HELOC) that we approve. For home equity lines of credit (HELOCs) of $100,000 to $500,000, the APR will be Prime -.26%, currently 2.99% APR. For home equity lines of credit (HELOCs) of $50,000 to $99,999, the APR will be Prime +.74%, currently 3.99% APR. For home equity lines of credit (HELOCs) of $10,000 to $49,999, the APR will be Prime +1.10%, currently 4.35% APR. All APRs reflect a .26% Autopay discount. In some instances, the APR calculation used could result in a fully indexed APR below the minimum APR of 2.99%. If this occurs, your APR will not be less than 2.99%. Property hazard insurance required. No closing costs except for cooperatives and properties held in a trust. $40 Annual Fee is waived for first year. Early termination fee of $350 or 2% of the Line's credit limit, whichever is less, applies if Line terminates within 24 months of closing. Other terms and conditions and restrictions apply. Offer subject to change without notice. NMLS ID #715671.