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BANK HOME EQUITY LINE OF CREDIT!
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*The Annual Percentage Rate (APR) may vary monthly and will be based on the Prime Rate as listed in The Wall Street Journal (Prime) plus a margin. The APR will not be less than 2.99% APR or more than 18% APR. As of 12/1/13 the Prime Rate is 3.25%. The APR will also depend on the amount of the home equity line of credit (HELOC) that we approve. For home equity lines of credit (HELOCs) of $100,000 to $500,000, the APR will be Prime -.26%, currently 2.99% APR. For home equity lines of credit (HELOCs) of $50,000 to $99,999, the APR will be Prime +.74%, currently 3.99% APR. For home equity lines of credit (HELOCs) of $10,000 to $49,999, the APR will be Prime +1.10%, currently 4.35% APR. All APRs reflect a .26% Autopay discount. In some instances, the APR calculation used could result in a fully indexed APR below the minimum APR of 2.99%. If this occurs, your APR will not be less than 2.99%. Property hazard insurance required. No closing costs except for cooperatives and properties held in a trust. $40 Annual Fee is waived for first year. Early termination fee of $350 applies. Other terms and conditions and restrictions apply. Offer subject to change without notice.